How can I save when I am so low on the Pay Grid?
Learn about savings strategies for any income.
We've been helping the education community plan their financial futures for 42 years.
We've helped over 18,000 education members, how can we help you?
Speak to a Financial Specialist Explore The Learning CentreThe Questions We’re Answering
We've helped over 18,000 education members, how can we help you?
Speak to a Financial Specialist Explore The Learning Centre
Balancing debt and a new career. Meet Carly.
Just starting out as an educator, you’re on the low end of the pay grid and have some debt plus you are making pension contributions — a tough spot, sure. But that doesn’t mean you can’t start building towards a brighter financial future. Consolidating debt into a low-rate line of credit allows you to uncover money to get you free of debt faster, level up your skills, and climb the pay grid.
Sound familiar? We can help.
Talk to a Specialist
Don't pass up on your life goals. Meet Megan.
You’ve bought a home and you’re making it work. You can do more than just make it work. Our low rate mortgages offered to the education community, with flexible payments, Summer Freedom options, and easy-to-understand terms, make it possible to own a home without being house poor. Do more with the money you’ve got and live the life you want.
Sound familiar? We can help.
Talk to a Specialist
Ramping up before winding down. Meet Martin.
Your pension can be as rewarding as all your years in the education community. When you reach that 85 or 90 factor, hoping you’ll have enough to enjoy your retirement the way you thought you would isn’t preparation. Remove doubt; find out if you’re going to have a pension income gap, even with your pension and gratuity. It’s time to make a plan with education-specific investment advice for the years leading up to retirement.
Sound familiar? We can help.
Talk to a Specialist
Retirement is a new chapter yet to be written. Meet Annie.
Educators’ careers are filled with rewards and the satisfaction that comes from guiding and leading young people to succeed. Of course, like any career, it’s not without the occasional speed bump or difficulty. Knowing how to mitigate tax liabilities for your gratuity or having enough income to live on everyday without worry during your retirement, are just some of the rewards that comes from working with your Educators Financial Specialist.
Sound familiar? We can help.
Talk to a SpecialistSound Familiar? We can help.
Talk to a SpecialistExplore our online resources to get an A+ in financial literacy and take charge of your personal finances.
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You enrich the lives of students everyday. Let our Financial Specialists help to enrich yours.
We're all over Ontario, start a conversation with a Financial Specialist in your area.
When it comes to Educators Financial Group, my only regret is that I wish I had known about them sooner.
Olga De Melo
PSSP - District 12