The Learning Centre:
Put your Educators team to work for you: Regional Directors
The teacher who consolidated her debt in a low-rate line of credit to save thousands of dollars. The principal who discovered a mortgage that lets him have the ‘summer off’, when payments are harder to make. The occasional teacher who refused to automatically renew his mortgage with his current provider, and shopped around for a lower rate and better terms. What do all these educators have in common? They got advice from borrowing experts – Educators Financial Group Lending Specialists who worked hard to get the best borrowing solutions for their clients.
What do you need to borrow money for?
At Educators, we know that education members – whether new to the job, or approaching retirement – have some unique circumstances that affect how they manage their money, or why they need to borrow. Some of the reasons educators may need to borrow include:
You need to continue to pay bills in case of a salary disruption.
A long summer vacation is challenging without a regular paycheque.
You want to pay less interest on your debt so you can free up cash, or to help you save.
You are looking to buy a home but need to understand the new mortgage stress test and how it affects you.
If even one of the above reasons for borrowing affects you, Educators Financial Group’s Regional Directors can help.
Educators’ Agent-Regional Directors have specialized training.
Our Regional Directors are all Accredited Mortgage Professionals (AMP), an accreditation which requires in-depth learning in 5 key areas: Technical Industry Knowledge, Ethical and Professional Conduct, Real Estate Economics and Investments, Regulation and Legislation, and Strategy and Business Management. And because they’re mortgage brokers, they’re not restricted to offering you only one mortgage option. Instead, they search extensively and negotiate for the rate and terms that suit your needs.
Our Agent-Regional Directors can help you find the borrowing solution that’s right for you. Because they’ve worked with education members for years, they know the financial challenges caused by things like summers off, early retirement, collective bargaining, or being an occasional worker. They can help you with:
- New mortgages
- Debt consolidation