Increase your monetary literacy – your financial health depends on it
When it comes to financial matters, the education community shares many common concerns and challenges. To help address them, Educators Financial Group offers free informative workshops on a wide range of topics. Each one takes into account your life stage, as well as your career level. Workshops last 45 to 90 minutes, and are led by our knowledgeable financial specialists.
Here’s how it works
Choose amongst the topics listed below. Then give us a call, and we’ll schedule your workshop(s). As long as you book the venue – typically a room in your district office or school – we’ll provide everything else.
Mortgages 101
If you think rates are the single most important part of a mortgage, then you definitely need to attend this interactive workshop. We’ll help to de-mystify ‘mortgage-speak’ so that you are better prepared to ask the right questions, and introduce strategies on how to become mortgage-free sooner.
The takeaway: put more money towards paying off your home, not the bank.
Get good credit… and how to protect it
From home and car purchases down to monthly utility and insurance bills – a good credit rating can be the difference between being approved, or declined. Our workshop will show you how to build a good rating and more importantly, keep it, by learning how to avoid becoming a victim of identity theft.
The takeaway: prevention really is the best defense — and we’ll show you how.
Financial planning for early career educators
Get a jumpstart on money management with this workshop – where you’ll learn such investment basics as how to save for a down payment on your first home, to the financial implications of your pension, so you’ll get a better idea of the important role personal savings plays in living out your retirement dreams.
The takeaway: the early bird really does get the worm… especially with the right financial plan in place.
Investment planning for educators
Flash quiz: what’s the difference between a stock and a bond? What’s a mutual fund? Feeling stumped? This workshop will teach you about the basic building blocks of a portfolio and provide you with investment concepts and time-tested strategies to help you achieve your financial goals in various market conditions.
The takeaway: with a little planning, discipline, and long-term commitment – you can achieve your goals.
Retirement planning
Do you (or will you) have enough savings to live the retirement lifestyle you want? Learn how to create an investment portfolio that will help you meet your retirement income needs. Plus we’ll look at how your pension and retirement gratuity fits with your retirement planning and how to lower taxes at retirement.
The takeaway: maximize retirement gratuity, minimize taxes – live the active retirement you want!
Estate planning for retired educators
Health care and estate planning are usually primary concerns in late retirement – however the best time to tackle these concerns for you and your loved ones is when everyone is feeling their best. Here you’ll learn more about which documents to use to protect assets and ensure health care preferences are carried out.
The takeaway: preparation and planning now will provide your family with peace of mind in the later stages of retirement.
Become a financially-savvy woman
This workshop is geared specifically towards the unique financial needs of women in the education community. Presented by one of our female financial planners, you’ll learn how to effectively plan for life events, such as motherhood, retirement and parental care.
The takeaway: gain the confidence and knowledge to feel empowered to take on any financial challenge.
What people have to say:
“It’s never too early to start planning your finances, because the decisions you make now will affect the rest of your life. Educators Financial Group can help you plan, and the neat thing is they really understand an educator’s finances, including our pension, benefits and gratuities. Besides, they work only with the education community, so why go anywhere else?”
-Ruth Kirkham, Pensions Officer
“I found the workshop I attended to be informative, easy to follow, and walked out feeling like I had learned something. My only regret is not being aware of Educators Financial Group sooner.”
-Joanne Carr, Attendee
“Our members definitely benefited from Educators Financial Group’s workshop. They only had good things to say about it and they’ve asked for it again, year after year.”
-Martha Hradowy, District Vice-President
